Think Your Nest Egg Isn’t Big Enough? Think Again!

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Purchasing a home can be exciting and stressful at the same time.  If you are a buyer who has 20% or more to put down, congratulations – you are a rarity in this economy!  However, if you are like the majority of Americans who don’t have those kinds of funds at their disposal, then fear not – buying a home is still within your reach.

There are many programs available that allow buyers to purchase a home with little to no money down.  One of the best programs is the VA Loan available to active duty service members and veterans, which allows for the purchase of a home with as little as no money down and no mortgage insurance.  But what about those who have not served in the military?  CalHFA offers programs that provide buyers assistance with down payments and closing costs as part of a junior loan.  Even conventional and FHA programs require only 5% and 3.5% respectively, and the current rates are still at a historic low.  To see if you qualify for any of these programs, contact me today for a free, no-obligation evaluation!  I am always ready to help and answer any questions you have.

For more detailed information, read the previous post on down payments.

 

© 2017 Marilyn Quindo

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