Photo by Autumn Mott on Unsplash It's that time of year to bring out the scarves and order up the pumpkin spice lattes. The crisp air and shorter days can only mean one thing - the holidays are just around the corner! Since saving money is always in season, can a refinance of your home help you save … Continue reading Can a Refinance Save You Money?
Purchasing a home can be exciting and stressful at the same time. If you are a buyer who has 20% or more to put down, congratulations - you are a rarity in this economy! However, if you are like the majority of Americans who don’t have those kinds of funds at their disposal, then fear … Continue reading Think Your Nest Egg Isn’t Big Enough? Think Again!
So, you’ve found the home of your dreams and are ready to submit the purchase offer. Your agent asks you for an Earnest Money Deposit for an amount that will make your offer both solid and enticing for the seller. What exactly is an Earnest Money Deposit? An Earnest Money Deposit, otherwise known as an … Continue reading Earnest Money Deposit
Photo credit: Kim DeGiulio, Oak Grove Stagecoach Station Serving our country in the armed forces is an honor which requires a lot of personal sacrifice. From extended periods of time away from family and loved ones, to changing residences every few years when stationed in a new location, to being in direct danger when ordered … Continue reading VA Loan Eligibility
Now that I've touched on the topic of down payments when purchasing a home, let's talk about mortgage insurance, or as it's commonly called - MI. Mortgage insurance can be likened to a nasty but necessary villain in a movie - you hate them but they do play a vital role in the whole process … Continue reading Clearing the MIst on Mortgage Insurance
When purchasing a home, down payments can be downright daunting. Questions immediately come to mind, such as "How much do I need to put down?" to "Where am I going to get that kind of money?" Here is a quick rundown of the big three loan programs, their down payment requirements, and some information on … Continue reading The Lowdown on Down Payments
Summer is just around the corner, and it's arguably the busiest and hottest season of the year to purchase a home. One of the top questions I get when discussing the topic of home ownership is, "Where are mortgage rates currently?" Although quoting an exact rate on the spot is nearly impossible unless you have all of … Continue reading Increase Your Chances of Getting a Lower Rate
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